Independent Savvy

Got questions? Yeah, so does everyone else! As a quick reference guide, I've answered the most frequently asked questions that I receive on a day to day basis. Hours & Location We're open Monday through Friday, 8:30 a.m. to 5 p.m.! Our office is located at: 830 Hartford Road Manchester, CT 06040 Do I need an appointment to visit the office? No appointment is needed, however, calling ahead and making an appointment to see your agent or customer service representative will ensure that they are in the office and available to meet with you! How long has Independent Insurance Center been in business?  Almost 50 years! Independent Insurance Center began in 1970 when three existing local agencies joined forces to become one. In 1985, a fourth agency jumped on board and we've been a local leader in insurance ever since. What does your company charge for home or auto insurance?  Independent Insurance is not an insurance company, we are an agency th

We all battle dry, staticky hair in the winter, especially in New England. We go from trying to combat humidity in the summer, right into the cold, brittle weather of Fall and Winter.  As a hairstylist, I run into all kinds of people who claim to have great ideas to help remedy hair problems at home. I even know a lady who SWEARS by putting mayo in her hair as a deep conditioner… sorry, but that’s going a little far for me. Mostly because I hate the idea of mayo to begin with, and just the idea of it being in my hair on purpose seems horrible.  However, there are actually a few really good tips for protecting your hair, that I think are pretty simple – like not hairdresser simple, but like regular-people simple. (Tested and proven by my own family members). What's Good for the Laundry is Good for Your Head One of our biggest issues in the winter is static. The easiest and best-smelling way to make sure you don’t look too much like Albert Einstein this winter is

I have lived in Connecticut most of my life. But if you're new here, the process to change your insurance, license, and registration is like a catch 22; all three tasks basically need to be completed at the same time. It sounds overwhelming but the best thing you can do is prepare yourself. In this simplified guide, I've taken as much information as I can from the DMV themselves to help you stay organized. Your Auto Insurance The first thing you'll need to do before you can register your vehicle in CT is to obtain a new insurance policy. Insurance coverage cannot be transferred from state to state so you'll need to start from scratch. Be sure to provide your new agent with your prior coverage information so that he or she can help you determine what kind of coverage you'd like. Each state has different insurance laws and coverages that may or may not be available. Be sure to ask questions! Once your agent provides you with a new insurance policy, an auto

This month, I celebrated one year with Independent Insurance Center. I've been in the insurance industry since I graduated high school and since then, I've had 3 positions, 3 types of leaders, a diverse range of customers, and evolving goals. In the last year, a slow but steady process has taken place. I have a few things to say about the last 365 days. Sales is Like a Box of Chocolates I had to mention the Office somehow and I'm not sorry. Sales is diverse. No two customers are the same. I'm in the business of helping people and because we're all unique, each sales experience is unique. It's one of the things I love about my job the most. Don't Listen to What They Say About You When you start making decisions for your personal betterment, people always have something to say. Each stepping stone has brought loving support from others but also a lot of doubtful criticism, unwanted advice, and just straight up negativity. DO NOT LISTEN.

Being an adult is great. I've never been an "adulting is hard" kind of person. I enjoy being able to eat ice cream for dinner if I want. I can watch 3 hours of HGTV in one sitting or I can work on my own house. I can be a success or a failure. I make my own way and it's exciting. Of course, when you have to make the transition of relying on your parents to relying on yourself, it can be a little scary. Wait- there are better things to eat at the store besides Ramen and Little Debbies? Insurance is something you need to handle on your own when you fly the coop. No, you cannot stay on your parent's policy. If you're still on your parent's policy and you've moved out of the house, there's a possibility you're jeopardizing your coverage. So yes, little birdie, it's time to get your own insurance. I've been there and survived to tell the tale. You Have More Options than What's Their Names Every insurance company you see adve

Maybe you just moved out of your parent's home for the first time and you're leasing a new apartment. Maybe you've been renting a unit in a duplex for the last 7 years. Maybe you live with your sister temporarily. Do you need renter's insurance? My answer? Yes. I'll explain why. Your Stuff is Worth More than You Think Just because you don't own your home, it doesn't mean your belongings aren't worth replacing. If you've been accumulating over the years, your stuff could easily be worth $10,000 per main living space- at least. Even if you're just starting out and don't have much to your name, you will ! You have furniture, clothes, appliances, tools, TVs, computers, and random decor from Homegoods and Ikea. And how did you get all of those things? You spent money. Wouldn't it be nice to have it all insured? Your Landlord's Policy Doesn't Cover Squat It's a common myth that a landlord's insurance policy will ext